There are a lot of negative articles on Indexed Universal Life. Frankly, the majority are written by individuals or businesses that have an axe to grind with alternative investment strategies contrary to the ones that they push. But for those of you who are seeking to gain a stronger grasp of the advantages of Indexed Universal Life you will find the following article very helpful and insightful.
Why Indexed Life is a Great Alternative to More Popular Retirement Savings Plans
The life insurance industry has the best IRS-approved retirement savings plan today -- and most advisors know nothing about it.
4 Reasons Why Indexed Universal Life Is Ideal for Younger Clients | NAFA Annuity Outlook, Inc.
If you ask anyone who is approaching their sixties and working to build an adequate amount of retirement savings, chances are they will agree with the sentiment, “I wish I had started saving seriously for retirement earlier
Is There Really a Perfect Life Insurance Contract? | Fox Business
Is there a life insurance policy that can solve everyone’s needs, whether it is low-cost death benefit protection, premium flexibility and/or solid cash value accumulation potential with very good contract guarantees? Is there one that fits everyone’s investment horizon and risk profile? Is there one that can satisfy a customer in a low-interest-rate environment when commodities such as oil are at record levels and the stock market remains extremely volatile?
Indexed Universal Life Insurance Policies: The Perfect Option for Professionals and Business Owners | Fox Business
For a professional such as a doctor, attorney or CPA, the Indexed Universal Life policy is perfect for your retirement needs. Often as a professional, you operate as a P.A. being taxed as a sole proprietor, an S Corporation or a C Corporation, and under the tax codes you are limited to retirement account choices. The SEP IRA, Solo-401k or the UNI-401k, all allow you to save on a tax-deferred basis; but the maximum contribution limit is still the same $49,000.00.
Indexed Universal Life Insurance May Provide Retirement Fund Hedge Against Predicted Market Plunge - CNN iReport
For pre-retirees and retirees watching over their precious nest eggs, the challenge is finding a retirement plan that is bullet-proof to the market cycle, i.e., one that will withstand the dips and capitalize on the surges in the market while providing steady income and comfortable security. Some experts believe that Universal Life Insurance is a product which satisfies that elusive criteria.
Why Accountants Prefer Indexed Universal Life to Mutual Funds
Have you heard about the remarkable savings vehicle that offers the appeal of market-linked gains without the worry of market-based losses? Your accountant certainly has, and he or she is beginning to weigh in of their many benefits, guarantees and tax advantages.
Did you know that banks will issue physicians loans to invest in IUL policies? - MD Magazine
Did you know that banks will issue physicians loans to invest in IUL policies, just like they issue mortgages? The loan is secured with the IUL. The IU is a viable option for physicians in their 50s and 60s who do not have time on their side. In their case, “leveraged IUL” is the best and safest path to retirement.
Why Indexed Universal Life Insurance Can Be a Good Retirement Investment
The answer – as long as we assume the money grows at any interest rate of 5.8% or higher – is that the person who saved $100,000 in his thirties will have more money than the person who saved $250,000 starting just ten years later. This shows you that the earlier a person starts saving for retirement, the easier it is to accumulate an adequate amount of retirement savings.
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